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英語作文：余額寶之我見 My View on YuE Bao 篇一

Alipay’s YuE Bao as an online payment platform in China, is rapidly gaining popularity among online retailers and shoppers. This service allows any unused balance. As far as I am concerned, YuE Bao is benefit to us.

在中國，支付寶中的余額寶作為一種網上交易平臺，在網上的零售商和購物者中越來越受歡迎，這個服務項目可以支持任何未用余額。就我而言，余額寶對我們有益。

First, YuE Bao is designed to offer a flexible option for small investors, which is more convenient than traditional banks. On one hand, people can put some of their unused fund in a YuE Bao account and are free to withdraw anytime. On the other hand, they can either choose to transfer from their unusual funds from Alipay as well as transfer money from a bank account for free. Second, it is a best way to invest online for a short term. What’s more, you do not need spend much time to use it as long as you have a computer.

首先，對于中小投資者來說，余額寶了提供一個靈活的選擇，這比傳統銀行更方便。一方面，人們可以把他們的一些未使用的資金存在余額寶帳戶，可以自由隨時撤回，不受限制。在另一方面，人們可以選擇把支付寶中的錢轉移到余額寶，也可以從銀行賬戶上轉錢到余額寶，而且是免費的。二是短期內網上投資最好的方式。更重要的是，你不需要花太多的時間，只要你有一臺電腦就能使用它。

There is no doubt that I like the online payment platform, since there are too many benefits that outnumber its disadvantages, so we should make full use of it.

毫無疑問，我喜歡這種在線支付平臺，因為它的優點多于缺點，所以我們應該充分利用它。

支付寶的利于弊英語作文 篇二

For millions of Internet users, PayPal is the de facto form of Internet currency accepted by many retailers and used as a trusted way for personal users to transfer money between accounts for online sales and auctions. Many online shoppers use PayPal to transfer funds. Although its a convenient way to allow your customers to pay for purchases through your businesss website, PayPal is not a good fit for every business.

Advantage: Trusted

Many shoppers are, possibly wisely, wary about providing their credit card or checking account information to businesses with which they are not familiar online. Because PayPal acts as an intermediary -- a customers account information never reaches a website owner -- shoppers may buy your wares using PayPal without worrying that their accounts will be compromised.

Disadvantage: Locked Accounts

Because of security issues and U.S. regulations enacted to limit the transfer of money to terrorists, PayPal sometimes freezes an account because of a suspicious circumstance. Accounts may be temporarily frozen because of suspected security breaches, or for a longer term as PayPal investigates potential improprieties. Accounts may be frozen for months on end, leaving merchants without the ability to extract the funds in their account.

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